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We do not automatically generate a form response. Instead we will e-mail a response to you within one business day. Our response will outline the fees we charge, the expected fees you will save, and provide links to competitors so that you can see for yourself the fees other title companies are willing to charge you. Our online competitors do not post their fees so we cannot link to their fee sheets.
Hundreds of dollars can be saved by ordering title insurance directly. Title insurance rates are regulated in New York State but additional fees are often charged totaling hundreds of dollars. These additional and unnecessary fees are not charged when title is purchased here.
Our site is devoted to providing title insurance online directly to the consumer who requires title insurance in New York State. This specialization results in the consumer receiving the most accurate information concerning how New York State title insurance costs can be reduced thereby saving you money when possible.
Title insurance is an insurance policy paid for by a one-time payment at closing or settlement that protects the new land owner (i.e. the purchaser) and/or the lender from claims against the property made by other people.
Pricing of some of our New York competitors can be found here:
The purchase and sale of real estate differs from state to state because state law controls the underlying transaction (i.e. the sale of land). Consumers who want to take advantage of national online title insurance companies are relying upon generalizations concerning which party pays for what and, therefore, how much is "saved" by using such a company. The result: the amount of money saved can be exaggerated because fees not paid by the buyer/borrower in New York are sometimes included in calculating the "savings". Some of these "savings" aren't really savings, just mistakes. So, when considering these sites focus on the amount paid and ignore the amount "saved".
If we provide a quote for title insurance and before closing you provide a competitor's quote that is both legal and complete, we will lower our quote to match the competitor's quote.